As long as you have a full UK driving licence, you can afford the monthly payment and have a good credit file, you can apply to lease a vehicle from the age of 18.

This is the payment profile. For instance a 9+23 is a 24-month contract where the initial rental is equivalent to 9 monthly rentals. This is then followed by 23 further monthly rentals. A 6+35 for instance is a 36-month contract where the initial rental is equivalent to 6 monthly rentals, followed by 35 further monthly rentals. The payment profiles can be adjusted to suit you – the initial payment is usually 3, 6 or 9 payments (1 is available from some funders) The larger the initial payment the lower the monthly rental and the lower the initial payment the higher the monthly rental. The total amount you pay will be broadly the same either way.

Leases are typically 2, 3 or 4 years in length – sometimes there are 12 & 18 month deals around but these are fairly rare.

Each lease agreement has an excess mileage rate (pence per mile) if you go over. If you think you are going to be considerably over mileage you can contact the finance company and get your agreement rescheduled so you pay a little more each month rather than get an over mileage bill at the end

If you want to end your car lease before the agreed contract period is up, you need to negotiate a settlement with the finance provider. This is usually around half the value of your remaining payments but can vary from funder to funder.

The vehicle you lease has to be serviced in line with the manufacturer guidelines. If you haven’t taken a maintenance contract then you have to arrange servicing – this is usually through a main franchised dealer but some finance companies are ok with companies such as Halfords carrying it out – check with the finance company what their guidelines are. Cars don’t need a MOT until 3 years so you may not need one, if you have a 4 year lease, you will need to get the car MOT’d (again if you have a maintained contract this will be covered).

No – you will need to fully comprehensively insure the car. GAP insurance is another insurance product you may wish to consider.

Yes, if you have a contract hire agreement, road tax is covered for the whole contract. If the cost of road tax changes up or down, you may get a refund or have to pay the difference though.

Car are delivered to your home or in some instances your place of work (criteria depends on the finance company) – this is included in your cost. In some rare instances where the supplying dealer is very far away, there may be a small additional charge but this would be made clear to you at the point of order.

Typically the cars are driven as this helps keep the cost of the lease down, if you specifically want the car to be trailered then let us know and we can get a price for you.

The finance company who you have an agreement with will pick up the car – you need to contact them near the end of the contract to arrange a suitable date/time/location for pickup.

Whilst the finance companies don’t expect the cars to go back in showroom condition, they don’t expect it to have extensive damage either. We are part of the British Vehicle Rental and Leasing Association and they provide a fear wear and tear guide where it explains what is OK and within tolerance and what isn’t. We can help at the end of your contract by providing you with this.

All our lease cars are provided by main franchised dealerships. All are UK cars.

Yes, you get the full manufacturers warranty, the same as if you purchased the car directly from a franchised dealer.

After ordering you will need to pay the fee, you typically don’t then pay anything until after you get the car when your initial rental amount comes out by Direct Debit.

Some finance companies allow purchase of the car to a third party (family member etc) – their policies can change from time to so best check with the finance company during your lease to check.

You get the manufacturers free roadside assistance, usually for one year, sometimes more. You can take additional roadside assistance as an add on to your contract, just ask for a quote.

The finance company is registered owner and keeper of the lease car, as such you won’t get a V5 form as they hold onto it.

Yes. Nearly all the cars we lease are brand new. We do get special deals from time to time on pre-registered cars, these are new but may have been registered previously to get a discount. They won’t have had any previous owners.

Any fees and charges will be laid out clearly in your quote – there are no hidden costs.

You should contact the finance company immediately. Don’t leave it and miss payments as this will be detrimental to your credit. Most finance companies have departments that will help you chose the correct option to end your lease or to arrange a repayment plan.

Currently we don’t take cars as part exchange, we suggest selling privately or using a service such as webuyanycar to sell your car.

Pop us an enquiry or give us a call, we have a team of leasing experts here who will be able to get you a quote for your dream car.

Check our personal leasing guide page and the business leasing guide page to see what works best, failing that give us a call and we can advise what is best for you.

No catch! We have years and years of experience in the industry and use this to get the best discounts married up with the strongest funders providing you with the cheapest leasing deals around!

Yes, but you need to get a letter of authorisation from the finance company, they all provide this if asked.

Check our page about us where you can see a bit of our background, also check our reviews from some of our customers!